Picking between the ones you listed it’s basically a “pick your poison” situation.
Klarna is definitely extremely sketchy. I’ve yet to read their terms of services but km not looking forwards to it.
I think all of these companies are sketch in one way or another. You would be better off choosing something like Wise or Revolut as they at least offer disposable credit cards for one time purchases.
From what I’ve heard the best option for deleting your data from brokers is: https://easyoptouts.com/
This is just run by two honest dudes and is considerably cheaper than the other services. The reason I like this one (though not used as I don’t live in the US, is because these guys are quite transparent about the process.) I’ve heard numerous podcasts where these guys come into the show and talk about their work. As an example they were on the Firewalls don’t stop dragon podcast. I would at least have a look at this service and compare with the rest.
Best of luck 🍀
Podcast details:
Episode webpage: https://podcast.firewallsdontstopdragons.com/2024/12/09/deleting-your-data/
I was in your exact same boat a year ago, and decided to try both solutions. I ended going with the streamlined one. As you said, you are already paying for the service and Proton Pass is imo a pleasantly nice password manager to use. It is a lot easier to create and delete aliases there than through Bitwarden/DDG, at least that was my experience. Proton pass is now my most used day to day app list and I’m very happy with it.
While all eggs in one basket isn’t great from a security stand point, I am pretty happy with this solution. I do however keep 2fa in separate app, Ente Auth.
Here is another tool for checking/scanning Android apps; https://reports.exodus-privacy.eu.org/en/
This is a random screenshot he used in hos video for roughly 2 seconds. This is not his tierlist.