There is a payment app/bank account in Europe who doesn’t need Google Play Services to fully works?

Speaking as an ignorant American who still happily uses card, I have to ask:

 

PEOPLE PAY FOR SHIT VIA QRCODES??? O_O

@utopiah@lemmy.ml
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9d

Yep, in Belgium too. Can be directly at the cashier in a physical store, barber, etc or online e.g. food delivery. It’s pretty efficient and AFAICT pretty low cost. Also does not have to rely on MasterCard or VISA.

Oh mate, you need to go to China and discover that shit! It was already everywhere back when I lived there in 2016 and I mean everywhere. Even the local dude selling flat bread for 50p accepted payment with his QR code. Amazing stuff, seriously.
I’m so sick and tired of being so far behind…

Aliff
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310d

I’m from a Southeast Asian country known as Malaysia, and yes, not only it’s a norm to use QR for making payments at shops and transfer money online here (we have a unified QR system called DuitNow QR), but also when paying at some shops in neighbouring Thailand and Singapore.

For payments between friends, we can request payments via QRcodes from our banking apps that friends scan with their banking apps. It’s secure as before you scan the QRcode, you can see the amount you’ll pay and when you scan it with your app, you’ll see the amount you’re going to pay and then you have to either use biometrics or your pin to confirm the transfer.

Salamander
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410d

Ahh, no no. We can pay with card with no need for an app. This code reader thing can be used for 2FA when making an online payment or logging into the banking site, so one does not need to use a phone app.

Well that’s interesting! :O

Hanrahan
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710d

PEOPLE PAY FOR SHIT VIA QRCODES??? O_O

It’s ubiquitous through much of SE Asia. Eg Thailand etc

Aliff
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Yes, this is correct… not just Thailand, but also Malaysia (where I’m from), Indonesia, Singapore, Vietnam, Philippines, and Cambodia…

That’s something I did not know. Thanks for educating me!

@Taalnazi@lemmy.world
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Those aren’t exactly qr codes, but rather a scan code, different thing.

Though yes, one could pay using qr here. But I never do it because anyone can make QR codes. With those scan codes you need more additional verification, it’s safer.

Honestly, it might be I’m wrong about this since I don’t live in a big city so maybe it’s different in like NYC or some shit, but I’m under the impression that QR Codes have kinda been dead in the US. At least I hardly ever see one in the wild anymore. Mainly I presume for that reason. It’s a prime way for malware injection.

lime!
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210d

most places that use qr codes here have them on a display and change them every five seconds.

lime!
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410d

yurop

Some enterprising individuals in the US figured out you could print out your Venmo QR and stick it to parking signs to get people to just send you money

Lol that sounds about right. As someone who works in retail (please kill me now), I can def tell you that people don’t pay attention.

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