It’s discrediting valid concerns against card-payments. It’s invalidating how great cash is.
It’s when the worst person you know makes a good point.
And things now are so Culture-Wars-y, nobody makes solid analyses any more, that when the far-right say cards are bad, everybody jumps to thinking cards are good.
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Doesn’t your credit score affect the type if interest you will get even on an assets lone? My understanding at least in the US credit scores affect basically all credit lines. That is why they recommend getting a credit card to help built you score. As long as you pay it off every month it is basically free use of someone else’s money. That builds up your credit score.
Yeah, if you are borrowing from stocks your credit score is a factor. However, the APR will still be way lower than any CC. With a crypto loan like i use no credit score is needed at all, just the assets to borrow from.