I’ve been working in the last few years of getting rid of big tech services. PayPal and Amazon are left. I’ve been questioning the need for PayPal in a world of virtual credit cards. My main reason for using it was security of purchase but I feel this need is no longer there. BTW, equivalent EU service to PayPal that is equally well accepted? Feels like this one may be more difficult to satisfy.
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Great list and you are right. The other thing I would mention is the option to sometimes “go without”. Take a look at the popular items on Amazon and a good chunk of that list are not strictly necessary for a good life.