Cash provides essential fallback when digital payments break down, Payment Choice Alliance points out

I think it is important to have cash as a backup.

A couple of years ago there were some issues with card reading terminals in Germany. Due to a faulty security certificate these card reading terminals were not operational for about a whole month. Many stores were affected, because they almost all use ones from the same manufacturer. The only reason why it wasn’t such a big deal was that people were carrying cash around anyway and were able to switch the method of payment easily. Having cash worked as a backup.

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