Does it make sense to have separate emails for each individual financial account (banking, credit cards) or is that overkill? I’m just thinking that if a hacker got access to one email they’d have all account information?

I’d say it depends on your threat model, it could be a valid option.
Still, how are you going to manage them? A password manager? You’d still be posing the same question: should I keep my accounts in a single password manager?

Maybe what you can do is use aliases, that way you don’t expose anywhere the actual account used see your inbox, only accounts to send you emails.
But I tries this and some service providers don’t handle well custom email domains (specially government and banking which move slowly to adapt new technology)

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