VPN is mainly good for bypassing region blocks (like Netflix) or as a tunnel through company firewalls. All other advertised use cases are either overstated or outright false.

Wouldn’t say “dumb”. More like borderline senile elderly. Elderly people usually have large saving accounts, so there’s a lot to win for these scammers if they find someone who’s decently senile.

Adding to what the other person said.

The main purpose of it is if you’re sharing the computer with someone else. You don’t need to worry about your kink searches showing up in the search history (or whatever you don’t want other people in the household to know about).