I’ve used https://changenow.io/ several times to get XMR from LTC or vice versa. It’s always worked for me, but I’ve heard of people’s transactions being held if they were large amounts, so exercise caution.
This doesn’t solve the problem of buying the initial crypto, which may or may not be difficult, depending on your jurisdiction.
Yeah, I remember someone getting all their Proton accounts banned, but they had a large amount, basically using it as a disposable provider. Don’t be that person and ruin it for everyone.
I have two with Proton and have had two with Tuta. I don’t think either would bother coming down on that. It could very easily be two people sharing a device with different email accounts or so forth.
Overall, it’s good, but you need to know what exactly you’re signing up for. The reality is that you can run a decentralized or centralized E2EE chat server, along with voice/video calling, without much effort. There are hiccups with the key exchange that suck, and metadata isn’t really protected. It really comes down to if it meets your particular requirements.
I don’t know how safe this is, but what I do:
Spend it where you can, not many places. BTCPay server, which can be self-hosted, supports it, so there are options.
The only time I’ve willingly used a banking app is when they lock out my VPN IP. In those cases the app still usually works for whatever reason. So far, I haven’t found any functionality missing from the webapp, but I’m also dealing with brick and mortar institutions.
I would be concerned as they will eventually probably move to a phone app first ecosystem, however it will probably take a while. Some people are still only using in person and phone banking (where you call them and punch in numbers).
I believe cocks.li is still open, so you could use them. You said in another reply that you’re not savvy enough for your own domain, but if you change your mind, purelymail.com With your own domain, you can easily switch providers without losing access to your addresses.
I don’t feel there is any harm in having several accounts spread out for whatever purposes. Compartmentalize it so that each user is distinct and keep the accounts. I think this is the best way to maintain privacy but also not create new accounts constantly. Pretty sure this is good enough to not expose yourself.
It’s increasingly harder to exchange for fiat anonymously, especially when you consider XMR or other privacy coins. Once the people in charge of money realized they were a bit subverted, you got the huge crackdown.
I still use it for various things. Buy LTC from a legit licensed exchange. Move it around a bit. Change to XMR through an exchange that doesn’t care. Maybe move it around some more. It’s a giant pain, but I don’t know a better way. This method isn’t perfect, more of a balance of risk, but it’s better than just handing your entire entity over for a simple transaction.