I am new to using Monero. What are the rules to moving anon. and safe with Monero. Safest exchanges, Wallets, and sources to spend online would be ideal. How does one turn cash into crypto. Debit cards possible or surrogate spenders?
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I don’t know how safe this is, but what I do:
Spend it where you can, not many places. BTCPay server, which can be self-hosted, supports it, so there are options.
there’s a surprising amount of sites where you can buy gift cards with Monero, for a lot of services. there’s also a few where you can buy a prepaid card
I would rather not use KYC even for low-sensitivity transactions. Because I am afraid of such sensitive info leaking. Sure, I do KYC for things like phone service already - but would avoid it at any cost where it can be done.