Not sure if they exist for Armcord, but there’s plugins for some Discord enhancement mods (BetterDiscord/Replugged) that lets you send end-to-end encrypted messages if the other party also installs the same plugin. They basically show up as encrypted data for anyone that doesn’t install it. Useful for if you truly want the messages themselves to be secure if Discord is your only option.
Fines like these should be exponential in some way, that way they can’t keep getting away with it.