I think they totally have the computer power to use an hyper parametric model with each age as own variable. A problem this could had, is that they are not going to be enough older adults to accurately assess the risk of them and the model could end showing that 80yo’s are better drivers than 30yo’s.
I think you’re over estimating people who works in infosec. All the people I know that work in infosec in corporations are just regular windows support people assigned to keep the security updates on day.