Absolutely, a friendly Linux user got me to install Mint!

Left hand side second button down -> mute. Might not work everywhere, but it’s pretty satisfying to turn it off.

Yep. A PCI DSS update plus the credit card corps would have to allow something like un-chipped virtual cards to be accepted (to be clear there are virtual cards already, but just not attached to wireless pay). At this point both Apple and Samsung don’t want to lose this revenue , so yeah it’s a real bummer.