A small addition to the discussion - I pay in advance with cash for 10 coffees at a cafe I go to several times a week. Its an informal arrangement, and a very small independent cafe (these are common in my country). If you have a regular spend somewhere ask if they could do this. Obviously it doesn’t work for all things. I wouldn’t do it as a pay later type of tab though otherwise you’re back in credit land. It works for me as its the best coffee in my area, an indie outlet, and they threw in 1 free per 10 paid for. They get my loyalty I guess and money in their bank (or cash in the till)- also bypassing the 3 or so middle men orgs between my bank and their bank by way of visa etc. which is another big motivator for me - we are being reamed in our country with up to 3% charge for using a credit card. Maybe thats common globally?
A global look at Short form video as the latest trend in mass misinformation campaigns, including which interest groups, or states conduct them and who they contract (from large scale to possibly unwitting small creators) to produce and post it. How it developed from prior trends, and where it might go next. Perhaps not particularly controversial (in the true sense of the word), but geopolitically worth looking at and discussing more in imo. Of course a privacy and security focus on this is very much integral to the issue by default. How the existing business models around the data involved (harvesting , auctioning etc) might play into this already , and in the years to come. As well as how other business is implicated. Good old “Follow the money” I guess .