I tried liberty, root, and allstate. They all wanted more than 800 a year for liability. Walked away from them and stuck with progressive as i have been with them for 30 years and liability with hem for is 600 due to my longevity. Comp&coll is what i had up til last year when they jacked it up from 699 to 2150.
If you have to connect to an intermediary to make a call, you can be heard and traced. GPRS is only marginally better if you and the one you call are on the same uncommon frequency