Longest shower though I’ve seen for a while. While you seem somewhat clueless in what you talk about you manage to fit in many cool words. That’s a plus.

Self hosting is not for everyone. You need to understand backup, redundancy and recovery. That would be the main reason I don’t recommend self-hosting. Bitwardens self-hosting package are mature enough for me.

So it’s more about loosing all your passwords than someone breaking in to your vault

Ok. I’m quite the IT person myself, and I can say I’d not recommend you running your own either.

Because a password manager is critical and if you ask me I’d say no. If you have the know how and understand the risk you won’t be asking

Maybe because it seems you claim self-hosting bit warden is cloud only and that self-hosted is not accessible outside the house?
Note: I do not recommending self-hosting bitwarden