Maybe not legally punished, but this very article we’re discussing is about how insurance companies are, in fact, punishing you financially for it. As for the false accusation, sure, but how likely is anyone to even figure it out? You’re not being dragged into court, and people don’t even know this is happening yet. It’s only illegal if you get caught. I don’t expect them to report it to anyone. I just expect data collectors to sell data and other businesses to buy it for the express purposes of financially screwing you. You may stay out of court, but that extra 21% charge is gonna cost you a couple hundred per year at least.
That assumes the outdated map software manages to somehow make an accurate report. Most likely, if it makes one, it’ll be “Going X over a Y MPH area” even though Y is wrong, or it’ll be just “speeding by X MPH for Y seconds/minutes”. Either way, nobody is likely to verify and correct the data, so you could be punished for perfectly safe and legal driving.
It does limit choice, but so long as you aren’t retaining the generation list somewhere an attacker can find it, how are they to know your list? As long as your list is incorporating less common words, your attacker can’t even simplify the problem by focusing on the most common words. Just one rare word can expand the list they need to use by tens of thousands of words.