This should be far more secure and privacy friendly than a Sim card of a cellular connection. Why isn’t this done more often? What are the Pros and Cons. I bet the price is similar as well.
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That is a completely sepereate issue from the above commenter.
Also an issue, but indeed a separate issue from using unsecure SMS as TOTP.
I don’t follow. Banks are required to use insecure SMS for OTPs by PSD2